Why will

💼 Why 57% of UK Adults Don’t Have a Will – And Why That’s a Risk You Shouldn’t Take

Let’s talk about something most of us tend to avoid: writing a will.

It’s not exactly a fun topic. It feels distant, morbid even, and for many, it’s something that only “older” or “wealthy” people need to think about. But here’s the reality check: as of 2025, around 57% of adults in the UK still don’t have a will in place. That’s more than 30 million people.

If you’re one of them, you’re certainly not alone. But that doesn’t make it any less risky.

So why are so many people putting it off?

We get it. Life is busy. Between juggling work, family, holidays, and the constant demands of day-to-day living, estate planning rarely makes it to the top of the to-do list. For some, it’s also about uncertainty—“Do I even need one?” “I don’t have much, so what’s the point?” “It’s too expensive or complicated…”

But let’s bust a few myths here.

Do I need a will if I’m not rich?

Absolutely. A will isn’t just about money—it’s about clarity. It’s about making sure the people you care about are looked after, even when you’re no longer around to do it yourself. Whether you own a home, have children, or simply want a say in who receives your personal items, a will gives your wishes legal power.

Without a will, the law decides who gets what—and it may not be who you’d choose. Unmarried partners, stepchildren, close friends? They may get nothing under the default rules of intestacy. That can cause unnecessary stress, delays, and even conflict during an already difficult time.

What does a will actually do?

A properly written will allows you to:

✅ Appoint guardians for your children
✅ Choose your executors (the people who carry out your wishes)
✅ Decide how your estate is divided
✅ Leave gifts to friends, charities, or causes you care about
✅ Prevent family disputes

And with mirror wills (a popular choice for couples), both partners can ensure their wishes are aligned and protected.

It’s not as complicated as you might think

The good news? Writing a will is more accessible than ever. With professional guidance, most people can complete theirs in just a couple of conversations. It’s one of the most thoughtful and practical things you can do for your family.

Plus, many providers—like ours—offer affordable, fixed-fee services, and we even have Trustpilot reviews from clients across the UK who felt peace of mind once their plans were in place.

What next?

If you haven’t made a will yet—or if yours hasn’t been updated in years—it might be time to act. You don’t need to have all the answers right away. We’re here to help you understand your options and get your affairs in order, in a clear, straightforward way.

Don’t leave it to chance. Leave it the right way.

Ready to start?

Book a consultation, send a message on WhatsApp.

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